Skip to main content
Loan Services

LOAN SERVICES

 

Quick & easy process

No need to wait around. Our straightforward process ensures you get access to the funds you need fast.

Solutions, not selling

Our focus isn’t selling, which is why we’ll give personalized recommendations to ensure you get the best deal.

Proactive guidance

We’ll guide you through the borrowing process, offering insight and advice to ensure everything goes smoothly.

Preferred rates

With TPCU, you’ll benefit from competitive rates that get even better when you join our Rewards Program.

 
OUR MASTERCARD OF THE MONTH

US Dollar Mastercard

TAKE ADVANTAGE OF THIS LIMITED TIME OFFER

Fall Vehicle Loan Campaign

 

​Get the lowest loan rates

​Open to any member, our Rewards Program offers you low borrowing rates, high savings and investing interest, and no-fee banking.
Select Image
 

​Explore your loan options​

 

PERSONAL LOAN 

Personal loans may be needed when you do not have the necessary funds to pay for something important to you. Perhaps you require a consolidation loan, a home renovation loan or simply want to take a family vacation.

 

​Key features

  • Fixed rates available based on the term chosen
  • Open term means you can pre-pay or payoff your loan at any time with no penalty
  • Flexible repayment options to meet your needs
  • Maximum terms available of up to 5 years
  • Life, disability and critical illness insurance available

​Rewards Program

Become a Rewards Member and receive a lower interest rate on a Loan 

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

​VEHICLE LOAN 

Right for you if you’re in the market for a new or used car.

 

​Key features

  • Pre-approvals available
  • Borrow up to 100% of the Market Value of your vehicle
  • No deposit required
  • Flexible repayment options to meet your needs
  • Preferred rates for vehicles under four model years old
  • Maximum terms available up to 10 years
  • Open term means you can prepay or payoff your loan at anytime with no penalty
  • Life, disability and critical illness insurance available
  • Fixed rates available based on the term chosen

​Rewards Program

Become a Rewards Member and receive a lower interest rate on a Vehicle Loan

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

​YOUR RECRUIT LOAN 

To assist you in your transition from school or existing career into your new career in policing.

 

​Key features

  • Apply for a loan amount up to $15,000
  • 1-5 year fixed terms at great low rates
  • Open term means you can prepay or payoff your loan at anytime with no penalty
  • Flexible repayment options to meet your needs
  • Overdraft protection available on your chequing account
  • Life, disability and critical illness insurance available

​Rewards Program

Interest rate as low as 5.25% * 

*Conditions apply

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

​RRSP LOAN

​Right for you if you’re looking to take advantage of your available contribution room in your RRSP

 

​Key features

  • Borrow up to 100% of your credit union RRSP
  • Minimum loan amount $1,000
  • Maximum Terms available up to five years
  • Life, disability and critical illness insurance available
  • 1-5 Year Fixed Rate terms are available



​Rewards Program

Become a Rewards Member and receive a lower interest rate on an RRSP Loan  

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

 
 

​Try our loan calculator

​See how much you can afford to borrow for your next big goal and what the payments will look like with our loan calculator.

The Police Credit Union Logo
 
Collabria Cash Back Mastercard

CREDIT CARDS TO MATCH YOUR GOALS

​Put your spending to use earning the rewards you want. Plus the more you spend, the more we send in donations to the Police Memorial Foundation. 

 
Financial Checkup

G​ET A FINANCIAL CHECK-UP

​Make sure you’re on track to achieve your goals with a personalized financial check-up from one of our experts. 

 
TPCUFooterLine01.png
TPCUFooterLine02.png