Reduce tax owing
Your annual RRSP contribution can be deducted from your gross income to reduce the amount of tax you pay each year.
Defer tax on growth
Any investment interest you earn within your RRSP is tax-sheltered until you withdraw it in retirement.
Borrow for big goals
You can use your RRSP savings to buy your first home or pay for education and training, as long as it’s repaid within 15 years.
Tailor your RRSP
Your RRSP can contain a variety of savings solutions (term deposits, mutual funds*, savings accounts and more).
Try our retirement calculator
Find out how much you’ll need to save on top of your existing pension to reach your retirement goals.
DIY INVESTING
Manage your own RRSP with ease using Qtrade Direct Investing’s award-winning platform.
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ROBO INVESTING
Make building wealth a breeze by automating your RRSP with Qtrade Guided Portfolios®.
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TALK TO ONE OF OUR INVESTMENT SPECIALISTS TODAY
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Want to top up your RRSP?
Maximize the savings and tax benefits of your RRSP by catching up on unused contribution room with an RRSP loan.
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Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing, Qtrade Guided Portfolios and Aviso Wealth are divisions of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
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