Reduce tax owing
Your annual RRSP contribution can be deducted from your gross income to reduce the amount of tax you pay each year.
Defer tax on growth
Any investment interest you earn within your RRSP is tax-sheltered until you withdraw it in retirement.
Borrow for big goals
You can use your RRSP savings to buy your first home or pay for education and training, as long as it’s repaid within 15 years.
Tailor your RRSP
Your RRSP can contain a variety of savings solutions (term deposits, mutual funds, savings accounts and more).
Try our retirement calculator
Find out how much you’ll need to save on top of your existing pension to reach your retirement goals.
DIY INVESTING
Manage your own RRSP with ease using Qtrade Investor’s award-winning platform.
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ROBO INVESTING
Make building wealth a breeze by automating your RRSP with VirtualWealth.
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Want to top up your RRSP?
Maximize the savings and tax benefits of your RRSP by catching up on unused contribution room with an RRSP loan.
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