Time is Ticking...Don't Forget to Contribute!
And this year it pays to borrow with a low rate Police Credit Union RRSP loan
7.00%* | 7.20%* | 7.40%* |
| 1-Year RRSP Loan | 3-Year RRSP Loan | 5-Year RRSP Loan |
Are you ready to turbocharge your financial future?
Investing in your Registered Retirement Savings Plan (RRSP) has never been more enticing with our latest rates, and we've got a game-changing strategy for you - our RRSP Loan. This financial tool isn't just about securing your retirement, it's a savvy move that can fast-track your wealth building journey by allowing you to:
Seize the Power of Compounding:
By taking out an RRSP Loan, you jumpstart your investment strategy, allowing your money to grow and compound quicker accelerating the growth of your retirement fund.
Boost Your Tax Refund
When you choose an RRSP Loan with The Police Credit Union not only are you maximizing your contribution for this year, you are also strategically reducing your taxable income.
Take Advantage of Other Market Opportunities
Financial markets are dynamic, and opportunities to capitalize on undervalued assets or strategic investments can arise unexpectedly. Our RRSP loan empowers you to seize these opportunities without tapping into your existing funds, ensuring you don't miss out on potential market gains.
And propel yourself to a wealthier tomorrow with these great RRSP rates!
3.55%** | 3.50%** | 3.35%** |
| 1-Year RRSP | 2-Year RRSP | 3-Year RRSP |
Don't wait! The RRSP tax deadline is March 3rd, 2025!
The clock is ticking, and the tax deadline of March 3rd is approaching at lightning speed. Don't let this golden opportunity slip through your fingers as we offer a wide range of products to assist you in building your RRSP portfolio.
Got Questions?
Contact us today to learn more about our RRSP Loan and other tax saving products
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*RRSP Loans:
O.A.C. RRSP Loan rates subject to the proceeds of the loan being invested with the Police Credit Union or Aviso Wealth. Interest accrues from the advance date. Additional payments can be made towards the loan without penalty. The rates quoted are our rewards rates and subject to being part of the rewards program, the rates are subject to change and may be adjusted prior to accepting the loan. Quoted Rates are based on blended payment of principal and interest and the regulatory annual percentage rate (APR) if there is no cost of borrowing other than interest.
A personal loan will be available subject to credit approval for proceeds being deposited with another Financial Institution.
**Term Deposits:
Rates are subject to change without notice. Promotional rate applies to members that qualify as part of the rewards program. Minimum deposit of $1,000 is required. Non-registered and Registered products qualify for the rate. Term is not redeemable. Interest is calculated daily on the principal and paid at maturity. Unless otherwise instructed by the member, the term deposit will renew for the same term at the prevailing rate of interest per our rate schedule on our website. Prior to the term deposit maturity date, the member may instruct the Police Credit Union to transfer the balance to a demand account or reinvest in any term deposit offered at the time of maturity. Interest rates are subject to change at anytime.
The Financial Services Regulatory Authority of Ontario (FSRA) provides deposit protection for all eligible deposits held at Ontario Credit Unions and Caisses Populaires. The Deposit Insurance Reserve Fund (DIRF) is administered by FSRA and funded by Ontario Credit Unions and Caisses Populaires at no cost to depositors. For further information on deposit insurance, contact FSRA at https://www.fsrao.ca/
O.A.C. RRSP Loan rates subject to the proceeds of the loan being invested with the Police Credit Union or Aviso Wealth. Interest accrues from the advance date. Additional payments can be made towards the loan without penalty. The rates quoted are our rewards rates and subject to being part of the rewards program, the rates are subject to change and may be adjusted prior to accepting the loan. Quoted Rates are based on blended payment of principal and interest and the regulatory annual percentage rate (APR) if there is no cost of borrowing other than interest.
A personal loan will be available subject to credit approval for proceeds being deposited with another Financial Institution.
**Term Deposits:
Rates are subject to change without notice. Promotional rate applies to members that qualify as part of the rewards program. Minimum deposit of $1,000 is required. Non-registered and Registered products qualify for the rate. Term is not redeemable. Interest is calculated daily on the principal and paid at maturity. Unless otherwise instructed by the member, the term deposit will renew for the same term at the prevailing rate of interest per our rate schedule on our website. Prior to the term deposit maturity date, the member may instruct the Police Credit Union to transfer the balance to a demand account or reinvest in any term deposit offered at the time of maturity. Interest rates are subject to change at anytime.
The Financial Services Regulatory Authority of Ontario (FSRA) provides deposit protection for all eligible deposits held at Ontario Credit Unions and Caisses Populaires. The Deposit Insurance Reserve Fund (DIRF) is administered by FSRA and funded by Ontario Credit Unions and Caisses Populaires at no cost to depositors. For further information on deposit insurance, contact FSRA at https://www.fsrao.ca/
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