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    Pay As You Go Accounts

    PAY AS YOU GO

     

    Flexible account for members who do not want to pay a fixed monthly fee or deposit their full pay or pension to the Credit Union.

    Pay only for the chequing services you use.

     
    Free Exchange Withdrawals

    FREE EXCHANGE WITHDRAWALS

    Free Internal Transfers

    FREE INTERNAL TRANSFERS

    Free Telephone and Online Banking

    FREE TELEPHONE AND ONLINE BANKING

     

    Fee's & Interest

    Monthly FeeNone
    Payroll/Pension - Direct Deposit ServicesNo
    Minimum Monthly Balance to waive feeN/A
    Monthly InterestNo
    Included transactionsNone
    Monthly Overdraft protection22.50%
     

    In-branch Transactions

    Withdrawls Unlimited
    Deposits Unlimited
    Bill Payments $1.00
    Transferring funds within same membership $2.00
    Transferring funds to another membership $2.00
     

    Self Serve Transactions

    Cheques (CAD/Us Accounts) $0.70
    Pre-Authorized payments $0.70
    Bill payments $0.60
    Transferring funds within same membership Unlimited
    Transferring funds to another membership Unlimited
    Interac e-Transfer - Send $1.50
    Interac e-Transfer - Receive Unlimited
    Interac e-Transfer - Request $1.50
    InteracOnline
    $0.70
     

    MemberCard Transactions (Debit)

    Interac CASH Withdrawls $1.50
    Interac DEBIT transactions (point of sale) $0.70
    The Police and THE EXCHANGE Network ATM's (for deposits, withdrawals, transfers and balance inquiries) Unlimited
    ACEL (THE EXCHANGE US) - CASH withdrawals $2.95
    ACEL (THE EXCHANGE US) -DEBIT transactions (Point of Sale) $0.70
     

    Other Features

    Monthly statement fee $2.00
    E statements Free
    Cheque Images Free
     

    Other Benefits

    Savings account boost None
    Recruit Loan discount None
    GIC rate boost None
    Loan rate discount None
    Fee rebated on select credit cards (1st year) No
     
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