From 13 to 17 years of age

This special account encourages teens from 13 to 17 years to take responsibility for their money and learn more about smart financial management.


  • FREE membership for any current member's teen
  • Free Point of Sale (POS) transactions from your chequing account with parent-setting transaction limit
  • Free ATM deposits and withdrawals through THE EXCHANGE® and Police Credit Union machines
  • Free Smartphone apps to find the nearest EXCHANGE ATM from over 2,400 across Canada
  • Free online banking for all your financial requirements,  including bill payments
  • Free paperless statements are eco-friendly
  • Free Mobile Banking means 24-hour access to your balances anytime, anywhere
  • Free incoming email money transfer through Interac e-Transfer® is the fastest way to receive money on time
  • Earn more money on your savings account - interest is calculated daily at the higher REWARDS rate
  • Higher interest rates on term deposits.With a minimum of $500, earn ten basis points over the REWARDS rate on a 180-day term deposit
  • Free "round it up" savings with every POS transaction (optional) - helps you save money every time you use your MEMBER CARD® ATM/debit card
And there are NO monthly package fees and NO minimum monthly balance requirements.

It's habit-forming! Starting to save early develops healthy habits with long-term benefits.
It's easy to enrol! Call us or come into the branch.

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